Your research question: What are you studying? Why? What do you hope to understand?
I am studying the connection between socially constructed policies in housing, and mortgage lending practices that contribute to homelessness and inequalities in generational wealth potential for African American communities. I am studying this topic because I am interested in knowing why so many African Americans are experiencing homelessness in the United States. According to an ABC news report, Dec. 23, 2020, by Karma Allen, 40% of all Americans experiencing homelessness are African Americans. I hope to understand how these policies in housing influence mortgage lending decisions for African Americans, minimizing their opportunities for generational wealth potential for their families, and contributing to their chances of homelessness.
The main primary sources you plan to use to complete your project.
Badger, Emily. 2017. “How Redlining’s Racist Effects Lasted for Decades.” The New York Times, August 24, 2017, sec. The Upshot. https://www.nytimes.com/2017/08/24/upshot/how-redlinings-racist-effects-lasted-for-decades.html.
“Homelessness and Racial Disparities.” n.d. National Alliance to End Homelessness. Accessed March 4, 2021. https://endhomelessness.org/homelessness-in-america/what-causes-homelessness/inequality/.
Khadduri, Jill, and Marybeth Shinn. 2020. “What Causes Homelessness?” Chichester, UK: John Wiley & Sons, Ltd. https://doi.org/10.1002/9781119104780.ch2.
“Mapping Inequality: How Redlining Is Still Affecting Inner Cities.” n.d. WUNC. Accessed March 10, 2021. https://www.wunc.org/show/the-state-of-things/2014-06-26/mapping-inequality-how-redlining-is-still-affecting-inner-cities.
News, A. B. C. n.d. “More than 50% of Homeless Families Are Black, Government Report Finds.” ABC News. Accessed March 7, 2021. https://abcnews.go.com/US/50-homeless-families-black-government-report-finds/story?id=68433643.
“Recent Fair Lending Cases.” The United States Department of Justice, August 6, 2015. https://www.justice.gov/crt/recent-fair-lending-cases.
The best secondary sources available on your project topic.
Hawkins, Casey. “Realizing Housing Justice through Comprehensive Housing Policy Reform.” Taylor & Francis, May 29, 2020. https://www.tandfonline.com/doi/full/10.1080/12265934.2020.1772099?casa_token=P4EDSAcTVlMAAAAA%3As2FUAHv7bDOf08WMaj_rovAkbJA-vc3jQ_zbiOcAaNEKwWPpMbnmiGxPn6Lm-dPc-Yx_YMD1o0_q_Q.
Johnson, Roberta Ann. 2010. “African Americans and Homelessness: Moving Through History.” Journal of Black Studies 40 (4): 583–605. https://www.jstor.org/stable/40648529.
Image
“25up-Redliningbk-SuperJumbo.Jpg (1747×2048).” n.d. Accessed March 10, 2021. https://static01.nyt.com/images/2017/08/25/upshot/25up-redliningbk/25up-redliningbk-superJumbo.jpg?quality=90&auto=webp.
Bibliography
Primary Sources
Badger, Emily. 2017. “How Redlining’s Racist Effects Lasted for Decades.” The New York Times, August 24, 2017, sec. The Upshot. https://www.nytimes.com/2017/08/24/upshot/how-redlinings-racist-effects-lasted-for-decades.html.
“Homelessness and Racial Disparities.” n.d. National Alliance to End Homelessness. Accessed March 4, 2021. https://endhomelessness.org/homelessness-in-america/what-causes-homelessness/inequality/.
Khadduri, Jill, and Marybeth Shinn. 2020. “What Causes Homelessness?” Chichester, UK: John Wiley & Sons, Ltd. https://doi.org/10.1002/9781119104780.ch2.
“Mapping Inequality: How Redlining Is Still Affecting Inner Cities.” n.d. WUNC. Accessed March 10, 2021. https://www.wunc.org/show/the-state-of-things/2014-06-26/mapping-inequality-how-redlining-is-still-affecting-inner-cities.
News, A. B. C. n.d. “More than 50% of Homeless Families Are Black, Government Report Finds.” ABC News. Accessed March 7, 2021. https://abcnews.go.com/US/50-homeless-families-black-government-report-finds/story?id=68433643.
“Recent Fair Lending Cases.” The United States Department of Justice, August 6, 2015. https://www.justice.gov/crt/recent-fair-lending-cases.
Secondary Sources
Hawkins, Casey. “Realizing Housing Justice through Comprehensive Housing Policy Reform.” Taylor & Francis, May 29, 2020. https://www.tandfonline.com/doi/full/10.1080/12265934.2020.1772099?casa_token=P4EDSAcTVlMAAAAA%3As2FUAHv7bDOf08WMaj_rovAkbJA-vc3jQ_zbiOcAaNEKwWPpMbnmiGxPn6Lm-dPc-Yx_YMD1o0_q_Q.
Johnson, Roberta Ann. 2010. “African Americans and Homelessness: Moving Through History.” Journal of Black Studies 40 (4): 583–605. https://www.jstor.org/stable/40648529.
Image
“25up-Redliningbk-SuperJumbo.Jpg (1747×2048).” n.d. Accessed March 10, 2021. https://static01.nyt.com/images/2017/08/25/upshot/25up-redliningbk/25up-redliningbk-superJumbo.jpg?quality=90&auto=webp.